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Focus
Making personal finance simple, realistic, and doable for college students.
Quick Answers
How much should I be saving as a student?
Start small. Even $10-$20 adds up. You should focus on consistency, not the amount.
Do I really need a budget?
Yep. Think of it as a spending plan, not a restriction. It helps your money last between paychecks.
Is getting a credit card in college a bad idea?
Not if you use it right. Pay it off in full each month, and you’ll build credit early.
Should I pay off debt or start saving first?
Do both if you can, but always pay off high-interest debt first (like credit cards).
What’s the best side hustle for students?
Something flexible. Like tutoring, freelancing, resale, or campus jobs that fit your schedule.
Can I really manage money while in college?
Absolutely! With simple habits and realistic goals, managing money gets easier every day.